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Dear Valued Clients,

Happy New Year! As we look to the year ahead, we want to thank you for trusting Financial Literacy Counsel (FLC) to move you, your family and your community, financially forward.

The impact of the pandemic has been profound, requiring us all to think and act in new ways. Throughout this time, FLC staff and financial advisors have remained committed to walking beside our clients every step of the way. We introduced protocols to keep everyone safe including offering virtual meetings and timely communication to our clients about the impact of the pandemic on investing and financial wellness.

As you plan for the uncertain future and navigate opportunities, FLC will continue to provide you with financial planning and education solutions to help bring life goals within reach.

Over the past year, we have continued to lead on behalf of all those we serve:

  • FLC was nationally recognized for our leadership in financial literacy in 2020, being awarded the IFSE Financial Literacy Champion Award.

  • With the help of virtual technology, the number of people attending our education programs grew to nearly 2000, a 54.5% increase compared to 2020. We have reached new heights in bridging the financial literacy gap for communities including educational institutions, resident doctors, physicians, medical professionals, professional athletes, and nonprofit organizations.

  • We’ve secured and created a SideDrawer account, which will launch in 2022. SideDrawer allows clients to store important documents in one place so that they can be shared securely with all their advisors.  This platform exemplifies our commitment to safeguarding client information and collaborating with the entire professional team to implement an integrated financial plan for our clients.

  • We launched a newly designed website to clearly communicate our services, values and commitment to the key markets we serve. Visit to experience our new website.

  • We welcomed four new staff members to our team to support our financial planning and education activities. We have also increased our commitment to ongoing training, knowledge sharing, and collaboration within the team.

  • We have upheld our promise to customize investments that reflect your values and philosophies by keeping up-to-date with the latest research and reviewing our portfolios to ensure compliance with the principles of socially responsible investing.

Since 1999, FLC has maintained a strong commitment to combining the power of financial planning and education to build stronger families and communities. We look forward to providing you, your family and your community with timely advice and solutions at every step along life’s journey. We are truly grateful and appreciative of the trust you have placed in us as a client of FLC.

We wish you all the best and a year of new beginnings in 2022!

With Gratitude,

Bobby Ning and Alphil Guilaran

Co-Founders of Financial Literacy Counsel

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